About Xtraspots

We're building the tools local business actually deserves.

Xtraspots launched in 2023, building on years of merchant-services experience and the relationships that came with it. Our single mission: help local operators keep more of every dollar, fill every empty hour, and grow without the fees big tech sells as inevitable.

Founded
Since 2023
Built in
NYC
Philosophy
Merchant-first
Support
24/7, real humans

Why we exist

Accepting payments shouldn't come at the expense of your profit. We built a better way.

Walk into any independent garage, restaurant, or studio and you'll see the same thing: business owners losing 2.5% to 3.5% of every transaction to processing fees. On top of that, empty spots, slow hours, and unused capacity are treated as "just part of the business."

We don't believe that's normal.

Xtraspots was built to change that. The traditional payments model takes margin out of your business without helping you grow.

We combine payments, reservations, and marketing into one platform, helping you reduce or offset processing costs while turning downtime into revenue with real-time demand.

One platform. More revenue. Less waste.

What we believe

Three beliefs. Every product decision traces back to one of them.

01 / FEES

Processing fees shouldn't limit your growth.

Our dual-pricing model reduces processing costs to $0 for the merchant, so instead of losing margin to payment fees, you can reinvest in hiring, marketing, and expansion.

02 / TIME

Empty time is lost revenue.

A quiet Tuesday afternoon is a dollar on the floor. Reservations and targeted promotions turn every empty hour into a booked slot. You choose when to trigger them, we handle the rest.

03 / SUPPORT

Support should scale with you.

Real 24/7 coverage: phone, email, and in-person when it matters. No first-ticket chatbot limbo. You get a human, and the human knows your setup.

Founders

The people betting on local business.

Fintech veterans, product award-winners, and statisticians who've been building infrastructure for two decades. We know what merchants need because we've worked with them.

Antony Chang, CEO
Antony Chang
Chief Executive Officer

A decade-plus pioneering fintech business development, with transformative work in renewable energy finance and automotive commerce. Sets the merchant-first direction.

Yale MBA
Charles Sepulveda, Chairperson of the Board
Charles Sepulveda
Chairperson of the Board

15+ years in FinTech business development across global financial institutions and SaaS firms. Brings the institutional rigor and partnership network that get deals done.

Boston University (Questrom) MBA University of Pennsylvania (MScIT)
Sander Chen, Chief Product Officer
Sander Chen
Chief Product Officer

10 years of UX and product design leadership at Fortune 500 companies and AI startups. Recognized globally through prestigious design awards. Turns merchant pain into product clarity.

Aalto University EMBA
Dr. Jen-Jen Lin, Chief Financial Officer
Dr. Jen-Jen Lin
Chief Financial Officer

A 30-year career in statistical computing, with mastery of database management, data visualization, and AI analytics. Keeps the numbers disciplined and the models honest.

University of California, Davis

The Team

The operators, engineers, and counsel behind every merchant relationship.

Business & Partnerships
Giovanni Difuccia
VP Global Payments / Social Media Manager
Robert Moccia
VP of Sales
Yascara Maldonado
VP of Partnership / Business Development
Joseph Irizarry
Account Executive
Zouheir El Achraoui
Account Executive
Keith Sepulveda
Point of Sales Integration / Training
Operations & Compliance
Joshua Pellew
Chief Compliance Officer
Katelyn McGorty
Director of Operations
Engineering
Ian Ma
Full-stack Engineer
Simpson Huang
Frontend Engineer
Fong Liou
Backend Engineer
Kevin Chang
DevOps / SRE Engineer
Legal & Advisory
Fred Lin
Corporate Legal Counsel
C.C. Chang
Tech Consultant

The proof

The numbers merchants see when they switch.

Not projections. Not marketing math. These are the results from the businesses already running on Xtraspots.

15%+
Average revenue increase within the first quarter
$0
Processing fees to the merchant with dual pricing
24/7
Bookings handled · no staff required

Where we work

Built where commerce lives.

New York City
Commercial HQ

Boots on the ground in the most demanding merchant market in America, where every product decision is tested first.

Taipei
Product & Engineering

Design, platform, and infrastructure. A 24-hour build cycle that keeps the product shipping while New York sleeps.

Shelton, CT
Corporate & Admin

500 Howe Ave Suite 202
Shelton, CT 06484

Let's grow your business, together.

Every local operator deserves the tools the big chains take for granted. Let's build yours.