Team
Charles Sepulveda
Chairperson of the Board, Xtraspots
- MBA, Yale
- CPSP
Background
15+ years in FinTech business development across global financial institutions and SaaS firms. He writes the weekly Payment Update, a short read on card fees, POS pricing and contracts for owners in New York City, Westchester and Long Island.
About Xtraspots
Xtraspots is a payments broker and POS partner for restaurants and small shops in New York City, Westchester and Long Island. We benchmark card processing across six processors, read statements line by line, and put hardware you own on the counter.
Payment Update articles
- Two Mastercard fees that were not on your statement in March. Force post and fallback
- A tenth of a point off swipe fees, on paper. What the Visa and Mastercard settlement does for a New York restaurant
- Free software, paid operations. What one brewery learned in its first year on Square
- SumUp's new $49 POS Plus. Free POS is free until the shop gets busy
- Toast moved its card rate again. Here is what it costs and what Section 6.2 lets you do